First, you can call to speak with a debt settlement representative from our company. The representative will then ask you a few qualifying questions to determine if you may potentially be a good candidate for the debt settlement program.
Next, a free of charge debt profile will be created in your name and reviewed to ensure that we will be able to accept your debt and ultimately get you approved and enrolled in the Debt Settlement Program.
Once approved, an Apex Debt Solutions Account representative will guide you in the necessary creditor issues and all of your settlement advice. We will then notify each of your creditors that we are working on your behalf. Once funds begin accumulating in your account proposal letters are sent out, most often to your highest balanced accounts first.
You are kept updated as the process progresses and are notified about all negotiations and settlements being worked on. Once a debt is settled, and you have agreed to the amount your creditors have a written agreement to place a “paid as agreed with a zero balance” on your credit report.
Apex Debt Solutions will continue working on each account until all of your debts are settled. We can also provide advice on how to remain debt free, and how to improve your credit score once the program is over.
Our main goal is to benefit our clients, and to get you personally out of debt. We do not ever work for the benefit of creditors.
We look forward to helping you become burden and debt free! Don’t hesitate to call us for your free of charge debt profile now!